Fintech projections for 2021
Top five fintech trends to watch in 2021.
Industry Comment
Fintech digital transformation challenges during COVID-19
How to get ahead in realising revenues and returning profits to shareholders.
The music of embedded finance
Embedded finance is all about making the admin of life seamless, low-friction and invisible.
Connect bank operations from front to back
Improve efficiency and compliance while simultaneously lowering costs and risks.
The time is now to update your finance operations
Modernising the finance department should be a priority.
Ask the expert: what’s the “partnership problem” – and how do I solve it?
Alongside raising investment, securing the right partnerships is critical for business survival.
Fear of enforcement uptick just compliance theatre, says AML panel
“Compliance doesn’t solve financial crime,” says Fenergo’s Rachel Woolley.
Don’t turn a blind eye to spreadsheet vulnerabilities
Introducing PrizmDoc Cells, a secure solution in an intuitive, Excel-like web interface.
Banking’s Christmas ghosts
Charles Dickens’ popular novel, “A Christmas Carol”, gets a banking spin.
The perennial BNPL crown
Blind allegiance has seen the BNPL sector explode in 2020.
The times are always a’changing
The story we try to reconstruct and the story we tell ourselves isn’t the full story.
Solving payments and card challenges with a platform approach
A platform approach improves efficiency and customer trust.
Innovations – moonshot thinking and the art of walking the Earth
In wealth management, innovations need challengers, ambitious goals… and patience.
Say it to my face
It’s impossible to give feedback that isn’t evaluative; and equally hard to give feedback that isn’t prescriptive.
AI will explain it to you
Explainable AI removes removes the last barrier in entrusting transaction monitoring to algorithms.
Navigating the new normal – how to redefine KYB and enhance the SME experience
The “one size fits all” approach to compliant onboarding is simply no longer relevant.
Halfway hall
It’s time to focus. If nothing else, think how fast the last few years have flown by.
AI rewrites 21st century debt collection practices
It’s likely that AI will find a range of uses in the debt collection sector.
Building out a payments hub with Infosys Finacle
Peter Ryan, senior product manager at Infosys Finacle, speaks to FinTech Futures about payments.
The growth springboard for your bank
Coforge and Profinch execs share their thoughts on Oracle Flexcube.
Opportunity costs for cynics
The only new opportunity COVID gives us is to be honest about the opportunities we missed.
How real are real-time payments?
Incumbents and fintechs face the same challenges when scaling real-time payments.
Rebooting savings during the COVID-19 crisis
How then should we think about structuring our savings plan for success?
The question of building backdoors into encryption
The battle between tech companies and authorities.
Neobanks may have lost their shine, but the fintech revolution is far from over
Now, a few years on from what seemed like an unstoppable rise, things aren’t quite so rosy.
Let them eat cake
The pay-off in building a bank for the future vs the short-term gains of playing it safe is worth every single bite.
The pursuit for equality
I decided I wanted to play a part in empowering women and other underrepresented individuals.
Why COVID-19 could spur the next phase of bank branch evolution
This shift in the function of bank branches has been underway for decades.
Breaking down banks
Any one of these layers may have its own technical architecture or even be a separate business.
You are not everybody
With remote working, productivity may be up. But what about creativity and serendipity?
Breaking down borders for marketplace payments
CEO of Banking Circle explains rationale behind award-winning Banking Circle Marketplaces solution.
Deepfakes in finance: a threat to be wary of?
Fraudsters are turning to synthetic identities to open new accounts.
A banker goes a-banking, volume 7: why can’t we be friends?
What 15 years of digitisation & modernisation have gotten us from the consumer’s point of view? It’s not looking great.
How banks can be supported to achieve full open banking adoption
Choosing a partner to move forward with can be difficult.
Stability of financial institutions during and beyond COVID-19
How should banks provide consumers with what they need and can afford?
Restrictive covenants during COVID-19: are they enforceable?
Can you enforce such clauses in a post-pandemic world – and should you?
Effectively combating fraud while staying user-friendly
The current cyber threat landscape, authentication methods and how the industry continues to fight back.
Supporting a changing workforce: real-time payments and the gig economy
Instant access by gig workers to their pay will create a healthier and more sustainable gig economy in the long-term.
Game over, insert coin
We are trying to pay lip service to wholesale dramatic change but get away with cosmetic modifications.
COVID-19: Hard road ahead for insurtech companies
The global head of Willis Towers Watson Reinsurance Tech anticipates a rocky road ahead for insurtech.
