The Fintech Review: 2020
We cover embedded finance, competition, open banking, and CBDCs.
Analysis
Fear of enforcement uptick just compliance theatre, says AML panel
“Compliance doesn’t solve financial crime,” says Fenergo’s Rachel Woolley.
Don’t turn a blind eye to spreadsheet vulnerabilities
Introducing PrizmDoc Cells, a secure solution in an intuitive, Excel-like web interface.
Banking’s Christmas ghosts
Charles Dickens’ popular novel, “A Christmas Carol”, gets a banking spin.
The perennial BNPL crown
Blind allegiance has seen the BNPL sector explode in 2020.
The times are always a’changing
The story we try to reconstruct and the story we tell ourselves isn’t the full story.
Solving payments and card challenges with a platform approach
A platform approach improves efficiency and customer trust.
Innovations – moonshot thinking and the art of walking the Earth
In wealth management, innovations need challengers, ambitious goals… and patience.
FinTech Futures Jobs: the fintech job market is absolutely booming
The global fintech market is predicted to grow at an annual rate of almost 25% – exciting times for jobseekers!
Say it to my face
It’s impossible to give feedback that isn’t evaluative; and equally hard to give feedback that isn’t prescriptive.
AI will explain it to you
Explainable AI removes removes the last barrier in entrusting transaction monitoring to algorithms.
Principles for a global central bank digital currency and a single global payment system
The new global payment system should replace all current payment and settlement arrangements.
FinTech Futures Jobs: the six best things about working in fintech
On the job hunt or looking for a perfect candidate? Head over to the FinTech Futures Job portal!
Navigating the new normal – how to redefine KYB and enhance the SME experience
The “one size fits all” approach to compliant onboarding is simply no longer relevant.
Halfway hall
It’s time to focus. If nothing else, think how fast the last few years have flown by.
AI rewrites 21st century debt collection practices
It’s likely that AI will find a range of uses in the debt collection sector.
On-demand payment innovation at the heart of digital “new normal”
The COVID-19 pandemic has delivered industry changes in rapid time.
Building out a payments hub with Infosys Finacle
Peter Ryan, senior product manager at Infosys Finacle, speaks to FinTech Futures about payments.
FinTech Futures Jobs: five things a fintech start-up founder will ask you in an interview
Interviewing in a fintech company is different from interviewing in other industries.
The growth springboard for your bank
Coforge and Profinch execs share their thoughts on Oracle Flexcube.
Opportunity costs for cynics
The only new opportunity COVID gives us is to be honest about the opportunities we missed.
How real are real-time payments?
Incumbents and fintechs face the same challenges when scaling real-time payments.
Rebooting savings during the COVID-19 crisis
How then should we think about structuring our savings plan for success?
MSU Federal Credit Union built its own app in 2009 – where is it now?
MSU holds around $5.5 billion in assets and is America’s 48th largest credit union.
The question of building backdoors into encryption
The battle between tech companies and authorities.
Neobanks may have lost their shine, but the fintech revolution is far from over
Now, a few years on from what seemed like an unstoppable rise, things aren’t quite so rosy.
Let them eat cake
The pay-off in building a bank for the future vs the short-term gains of playing it safe is worth every single bite.
The pursuit for equality
I decided I wanted to play a part in empowering women and other underrepresented individuals.
Why COVID-19 could spur the next phase of bank branch evolution
This shift in the function of bank branches has been underway for decades.
Is your back-office ready for real-time payments?
Baldwin relays his thoughts on the firm’s award-winning Concourse Financial Software suite.
Breaking down banks
Any one of these layers may have its own technical architecture or even be a separate business.
2020 has revealed the ATM’s untapped value
Service is the key to maximising the ATM value for the future.
UK banks and challengers ranked: from on-boarding to app functionality
We use an analytics platform to figure out which UK banks are giving their customers the best service.
You are not everybody
With remote working, productivity may be up. But what about creativity and serendipity?
Typing authentication – the future of compliance
Cristian Tamas, TypingDNA’s co-founder and CMO, explains why he thinks the firm landed a PayTech Award.
Breaking down borders for marketplace payments
CEO of Banking Circle explains rationale behind award-winning Banking Circle Marketplaces solution.
TradingView makes UK switch as COVID-19 boosts global users
TradingView has landed six funding rounds totalling $40.8 million.
Deepfakes in finance: a threat to be wary of?
Fraudsters are turning to synthetic identities to open new accounts.
FinTech Futures Jobs: tips on landing for a job in a fintech start-up
Interested in working in fintech but unsure about the kind of skills you need? FinTech Futures Jobs is here to help.
Engage, empower and advance: Black voices in venture capital
Co-founder of BLCK VC and Storm Ventures associate, Frederik Groce, is on a mission.
