Interview: Roderick Simons, CTO of Yolt
What is it like to build a smart thinking money app from the ground up?
European Union
It’s safe to bet on open banking
Open banking is the future where everyone can win.
Top ten fintech analysis features in 2018
Dive into all things fintech!
PSD2 stats: EMI and PI licences in Europe
How many payment institution (PI) and electronic money institution (EMI) licences were granted in Europe?
Brexit is real. What now for finance companies?
Frankly, the time to act is now.
Asseco SEE joins NISP to facilitate PSD2 projects
The NextGenPSD2 Implementation Support Programme (NISP) now has over 20 member organisations.
The PSD2 compliance clock is ticking, but help is at hand
For those banks struggling with the complexities of PSD2 help is at hand.
SCT Inst: gaining traction one year on
Interview with Javier Santamaría, chair of EPC, to mark the first anniversary of SCT Inst.
European Banking Federation calls for reporting regulation review
Current regulation makes reporting inefficient and discourages communication, EBF says.
Open Banking shouldn’t be written off, the revolution is just starting
Realising the benefits that Open Banking will deliver will take time.
Banco BPM is Cristal clear on instant payments
Italy’s Banco BPM has selected Worldline’s Cristal for its instant payment platform.
Country spotlight: Lithuania, blockchain nation
The Baltic nation sets out its ambitions to be the region’s fintech hub and gateway to Europe.
Brexit for EEA financial services firms doing business in the UK
What are the options for the 8,000 firms that use EU financial services passports to do business in the UK?
The rise of regtech
A head of steam is building around regtech, driven by the confluence of interest from regulators, banks and fintechs.
Coinbase unveils crypto e-gift card for Uber and Google Play
All enabled via its partnership with WeGift.
GDPR: three things most businesses haven’t thought about – but should
It’s crucial for organisations to look at this fundamental regulation in a holistic manner.
Regulatory divergence post-Brexit: a significant concern for fintechs?
Whatever happens in the coming year, there is a wealth of opportunities for fintechs to pursue.
Form3 teams with Arkéa Banking Services for SEPA real-time payments
The new service is “industry-first”, according to Form3.
PSD2 and the need for common security standards
Common standards for secure data exchange and robust authentication of PSPs’ interfaces are needed.
MiFID II – the long tail of legal documentation repapering
The requirement to repaper legal documentation must now be treated as business as usual.
Top fintech stories this week – 30 March 2018
Catch up on FinTech Futures’ top five fintech stories of the week – all in one place!
FCA welcomes EU agreement on Brexit
Everyone be cool. This is Brexit.
European Commission unveils fintech action plan and crowdfunding rules
How to harness the opportunities presented by tech-driven innovation in financial services.
Happy tenth anniversary to SEPA payment scheme!
Ten facts and figures celebrating SEPA’s achievements.
Immigration in the banking technology industry: a positive story
The banking technology sector suffers from skills shortages and relies heavily on foreign nationals.
SEPA – are we there yet?
The payments industry was dragged kicking and screaming into the single euro payments area (SEPA), but on 28 January 2018, the initiative will celebrate its tenth anniversary. No doubt former doubters will sing its praises.
Wall Street Systems takes European Central Bank to court over tech deal with rival Openlink
How to be a sore loser.
Top fintech stories this week – 22 December 2017
Catch up on Banking Technology’s top five fintech stories of the week – all in one place!
European Payments Council report: 2017 payment threats and fraud trends
An overview of the most important threats in the payments landscape.
PSD2: regulation as a catalyst for innovation
PSD2 comes into force on 13 January 2018. It aims to open up the European payments market to greater competition and transparency, but its effect will be more far-reaching, acting as a catalyst for innovation not just in payments, but in the wider financial services market.
Top fintech stories this week – 1 December 2017
Catch up on Banking Technology’s top five fintech stories of the week – all in one place!
Infographic: use of cash by households in euro area
The European Central Bank (ECB) conducted a comprehensive study to analyse the use of cash, cards and other payment instruments used at points of sale (POS) by euro area consumers in 2016.
Top fintech stories this week – 24 November 2017
Catch up on Banking Technology’s top five fintech stories of the week – all in one place!
Interview: Javier Santamaría, EPC – SCT Inst, catalyst for a new world?
It may not provide all the ticks on everyone’s wish list, but the new SEPA Instant Credit Transfer Scheme (SCT Inst) could well be the start of something even more seismic for the European payments sector and also pave the way for a different, more immediate way of conducting business.
Fiorano launches PSD2 solution for banks
Fiorano Software, a specialist in integration middleware and API management, has launched Fiorano PSD2, a solution enabling banks to comply with the European Union’s PSD2 regulations.
White paper: demystifying PSD2
This free white paper discusses the implications of PSD2 from an end-user standpoint.
Instant payments in Europe: a recipe for success
There is intense interest in instant payments (IP) throughout Europe. Domestic schemes are already live in the UK, Denmark, Poland and Sweden. The success of these schemes shows what’s possible but also teaches many lessons.
ECB targets new RTGS platform
The European Central Bank’s (ECB’s) governing council will decide by the end of this year whether to greenlight a new real-time gross settlement (RTGS) system to replace the decade-old Target2 platform.
Instant payments in Europe: moving from theory to practice
We live in impatient times – everyone wants to be able to pay who they want when they want, instantly and regardless of location. The UK has had instant payments since 2008; Faster Payments volumes have exceeded all predictions and now exceed 135 million per month.
ECB Guide: assessments of fintech credit institution licence applications
The European Central Bank (ECB) has published a guide to assessments of fintech credit institution licence applications.
