Credit scores and the willingness to repay in the age of Covid-19
Psychometric credit solutions will likely become increasingly valuable for loan decisioning.
Industry Comment
Are enhanced security procedures more important than faster payments?
The industry is doing all it can to fulfil the SCA requirements laid out by the EBA.
Cloud security in a post-GDPR world
An increase in cloud adoption leaves some interesting questions when it comes to data regulation.
How smaller banks can take control of their role in the US open banking movement
Embracing open APIs offers plenty of benefits for financial institutions of all sizes.
How machine learning can power your business
It demands careful planning and a high-level understanding by all stakeholders.
Gradually – then suddenly: parenting during coronavirus
Until we get beyond, hunker down and carry on. Pass me that glass of wine please.
Ask the expert: what can I do to ensure my fintech is protected during these challenging times?
As a growing a fintech, you’ve worked hard to get to where you are. You mustn’t let momentum slow.
Disrupting small business banking
I think what we (business owners) really want is an experience driven bank.
Stress testing: Turning an obligation into an opportunity
Challenges can be mitigated through greater automation and enhanced data management.
Life in the time of COVID-19: learning to share
“Humans. So many good ideas. So many failed ideals.”
Cyber-incidents are on the rise: What can your firm do to defend itself?
Senior management should ask themselves five key questions.
Open banking: A move towards greater or lesser transparency in banking?
Will it reduce or increase information asymmetry between consumers and finserv companies?
Finovate Podcast: Episodes 21-30
The Finovate Podcast is a short, interview-based podcast featuring conversations from fintech’s elite innovators and influencers. For more than a decade, the global event series has brought together tens of thousands of people from across the fintech spectrum to see cutting-edge technologies. Now you can find out what goes on behind the scenes, as key influencers and […]
Who owns your data?
The answer to competition is not to block access to customer data.
What can we expect in the next decade?
From big data and cloud to developments in distributed ledger technology and more.
Payments trends and the “first world unbanked”
Cash is the most inclusive financial instrument, and many firms seem to forget this fact.
Step aside China, it’s Southeast Asia’s turn in the spotlight
The region is full of promise and possibility for investors and entrepreneurs alike.
Do not fail fast, learn fast instead
Being advised to fail and do so at speed, as if that, somehow, was not a relative thing anyway.
China leads the way in adoption of ISO 20022 for payments
PBOC published its ISO 20022 migration plan as long ago as 2011.
“If you want it, go get it!”
Nancy Butler at B-North, shares her experience in banking this international women’s day.
Can fintech eliminate credit discrimination?
Even the strictest laws can’t eliminate the inherent impression the credit manager forms.
Is the future of banking not open but closed?
Europe and USA have to create their own ecosystems to compete with the East.
Exclusive interview: Sarah Porretta, MaPS – UK’s ten-year journey towards financial wellbeing
Fintech will have a significant role to play in the UK government’s plan for the nation to achieve financial wellbeing.
The global unbanked shoppers
The gap between the population of the banked and unbanked is continuing to broaden.
The closet of shame
Everything that goes wrong in a bank, big or small, gets put neatly away in the closet of shame.
Opportunities for the long term
Bridging lenders have clearly grown in confidence about the outlook for the UK economy.
Ask the expert: why do fintechs fail, and how can I improve my company’s chances of success?
Looking at the basic elements for success for any fintech – and indeed, for any start-up or high-growth business.
The allure of omnichannel: New functionality, seamless SMB journeys
With the right software in place, the ATM can play a new role.
Three digital transformation lessons wealth management firms can learn from luxury fashion brands
Build online trust with customers and identify ways to replicate the offline experience.
Silicon Valley, London… New Zealand: Why this emerging fintech hub shouldn’t be overlooked
The country’s emerging tech scene is much bigger than you might expect.
Dissecting banking technology trends in 2020
This year will be one of continued disruption and evolution in banking technology.
The financial services technical “Grand Design”
A financial services organisation must plan and design what it will look like.
Four lessons learned about fraud in 2019
We look back at the year gone by to see what lessons we can take with us this year.
The witches are coming
Our togetherness is our greatest legacy to a world that can and should do better for the next generation of humans.
Achieving reconciliation maturity will be easier in the decade of data
Financial professionals feel more comfortable entrusting their data to the cloud.
Three top tips to combat visual hacking
Make it hard for screens to be viewed, consider installing privacy filters and other points.
A look ahead to strong customer authentication
It’s vital that we use the year ahead to invest in long-term consumer testing.
How APIs overcome the challenges of digital transformation
No transformation is pain-free.
The trade in human beings: How financial institutions and tech can have an impact
Banks in particular can do a lot to curb sex trafficking.
What is office politics, anyway?
For some, politics is about winning the battle. For others, it’s wining the war.
