How the pandemic reshaped an international project launch
Lessons in adaptability – how to manage a project in an innovation lab amid COVID-19.
Industry Comment
Navigating the new normal – how to redefine KYB and enhance the SME experience
The “one size fits all” approach to compliant onboarding is simply no longer relevant.
Halfway hall
It’s time to focus. If nothing else, think how fast the last few years have flown by.
AI rewrites 21st century debt collection practices
It’s likely that AI will find a range of uses in the debt collection sector.
Building out a payments hub with Infosys Finacle
Peter Ryan, senior product manager at Infosys Finacle, speaks to FinTech Futures about payments.
The growth springboard for your bank
Coforge and Profinch execs share their thoughts on Oracle Flexcube.
Digital banking platforms – the new core
Banks that want to own their distribution should also have a strategy for DBP in place.
Opportunity costs for cynics
The only new opportunity COVID gives us is to be honest about the opportunities we missed.
How real are real-time payments?
Incumbents and fintechs face the same challenges when scaling real-time payments.
If consumers welcome new payment options, why are they slow to adopt them?
The world of payments continues to evolve, but are consumers evolving with it?
Rebooting savings during the COVID-19 crisis
How then should we think about structuring our savings plan for success?
The question of building backdoors into encryption
The battle between tech companies and authorities.
How fintechs profit from human potential
The education industry is keeping pace with offering ever more options for postgraduate education.
Neobanks may have lost their shine, but the fintech revolution is far from over
Now, a few years on from what seemed like an unstoppable rise, things aren’t quite so rosy.
Let them eat cake
The pay-off in building a bank for the future vs the short-term gains of playing it safe is worth every single bite.
The pursuit for equality
I decided I wanted to play a part in empowering women and other underrepresented individuals.
Why COVID-19 could spur the next phase of bank branch evolution
This shift in the function of bank branches has been underway for decades.
Breaking down banks
Any one of these layers may have its own technical architecture or even be a separate business.
You are not everybody
With remote working, productivity may be up. But what about creativity and serendipity?
Breaking down borders for marketplace payments
CEO of Banking Circle explains rationale behind award-winning Banking Circle Marketplaces solution.
Deepfakes in finance: a threat to be wary of?
Fraudsters are turning to synthetic identities to open new accounts.
Capital requirements can impede innovation, says panel
One member of the panel thinks the FCA should look into its capital requirements.
A banker goes a-banking, volume 7: why can’t we be friends?
What 15 years of digitisation & modernisation have gotten us from the consumer’s point of view? It’s not looking great.
How banks can be supported to achieve full open banking adoption
Choosing a partner to move forward with can be difficult.
Stability of financial institutions during and beyond COVID-19
How should banks provide consumers with what they need and can afford?
Restrictive covenants during COVID-19: are they enforceable?
Can you enforce such clauses in a post-pandemic world – and should you?
Effectively combating fraud while staying user-friendly
The current cyber threat landscape, authentication methods and how the industry continues to fight back.
Supporting a changing workforce: real-time payments and the gig economy
Instant access by gig workers to their pay will create a healthier and more sustainable gig economy in the long-term.
Game over, insert coin
We are trying to pay lip service to wholesale dramatic change but get away with cosmetic modifications.
COVID-19: Hard road ahead for insurtech companies
The global head of Willis Towers Watson Reinsurance Tech anticipates a rocky road ahead for insurtech.
Unlocking the benefits of unstructured data in banking
Key areas that the sector is failing to tap into with ML and AI.
Future economic relief should care for more families
Deserving families have continued to be unfairly excluded from government relief throughout the COVID-19 crisis.
The end of apps
Is it time that we jumped from the app bandwagon?
Why the focus on risk weighted asset optimisation is increasing
Many banks have started formulating an action plan and framework to drive this initiative within their organisation.
Central bank digital currencies – don’t get the popcorn
If the art of the possible is being explored, the art of the valuable remains elusive.
The intersection of digital identity verification and customer empowerment
Mobile onboarding must deliver an experience that is secure and friction-free.
The imperatives behind BFS
The current crisis highlights the urgent action required for businesses to upgrade to digital platforms.
Young Black lives in banking
The number of senior Black execs on Wall Street has remained under 3% for the past decade.
Sibos 2020: Future artist
I see growing companies. I see ambitious professionals. I see evolving stories.
The value of 20/20 hindsight
Anders la Cour, co-founder and CEO of Banking Circle, examines the lessons of 2020.
