State of Play: in-depth analysis of the fintech landscape
Each month, Philip Benton explores a new topic and assesses the “state of play”, providing an in-depth analysis and understanding of the fintech and paytech markets landscape.
Philip Benton is a Principal Fintech Analyst at Omdia and writes analysis on the issues driving technological change in financial services. Prior to Omdia, he led consumer trends research in retail and payments at strategic market research firm Euromonitor.
In this column, he discusses the technological implications and consumer expectations of the latest fintech and paytech trends.
You can find more of Philip’s views on fintech via LinkedIn or follow him on X @bentonfintech.
State of play: payment hubs
Payment hubs are increasingly seen as an attractive solution to manage the new world of payments.
State of play: card networks
The emergence of alternative payment rails has forced card networks to evolve to ensure their continued success.
State of play: US fintech
Despite a decline in global funding rounds, it was evident at FinovateFall that US fintech continues to thrive.
State of play: cybersecurity in financial services
The current cybersecurity threat landscape remains dynamic and challenging for financial services firms.
State of play: cloud in financial services
It’s easy to forget that until recently, cloud was seen as the most transformational technology in FS.
State of play: Money20/20 Europe 2024
Money20/20 Europe was a glimpse into the progress that the fintech industry continues to make.
State of play: the future of credit
Alternative data sources will be key to ensuring the future of credit is affordable, inclusive, and accessible.
State of play: core banking
Investment in core banking technology will continue to be the utmost priority for the industry.
State of play: banking
Banks are facing a myriad of challenges, from transformative technological shifts to increasing competition.
State of play: payments
Today, consumers have more options than ever to make payments. So which method will ultimately win?
State of play: GenAI in financial services
Generative AI is currently in the ‘experimental phase’ in the financial services industry.
Sibos 2023: State of play – open banking and open finance
To see real progress in open finance, it requires the industry to collaborate - a key theme of this year's Sibos.
State of play: 2023 so far
What's the current state of play for the financial services sector and what can we expect for the remainder of 2023?
State of play: European fintech
The recent FinovateEurope conference featured a number of key discussions on the European financial services sector.
State of play: neobanks
Neobanks as a sector are now approaching their teenage years and quickly maturing.
State of play: BNPL
BNPL has become one of the most divisive credit products of the modern age.
State of play: fintech partnerships
Incumbents and fintechs are increasingly forging equally beneficial partnerships to lead innovation.
State of play: central bank digital currencies (CBDCs)
CBDCs must have interoperability at their core if they are to be adopted at mass scale.
State of play: Money 20/20 Europe
Fintech analyst Philip Benton recaps key themes and trends at Money 20/20 Europe.
State of play: account-to-account (A2A) payments
In-depth analysis and understanding of the market landscape by our resident fintech analyst.
State of play: digital banking platforms
Selecting the right digital banking platform is a lengthy process that requires careful consideration.
State of play: digital wallets / super apps
What does it take for a digital wallet to achieve the "super app" status?
State of play: fintech and telco
How we pay, what we pay, and who we pay is changing, and telco firms are well positioned to take advantage.
UK specialist mortgage lender Vida Homeloans secures full banking licence, rebrands as Vida Bank
Vida Bank will operate as a specialist mortgage bank offering residential and buy-to-let mortgages.
Deel boosts European payments infrastructure with acquisition of Atlantic Money
The move follows Deel’s acquisition of South Africa-based payroll and HR company PaySpace back in March.
UK fintech Offa acquires Bank of Ireland’s Alburaq Sharia-compliant home finance portfolio
The Bank of Ireland’s Alburaq portfolio includes over 350 home purchase plans.
TSB names Banco Sabadell exec Marc Armengol as new CEO
Armengol will succeed Robin Bulloch, who is retiring after three years at the helm of TSB.
Blockchain firm WadzPay secures $36m investment commitment from GEM
WadzPay must be publicly listed for 36 months before the funds can be received.
Standard Chartered exploring potential sale of wealth and retail banking units in Botswana, Uganda and Zambia
Standard Chartered says the potential sales will fund “incremental investment” in its wealth management business.
FinTech Futures: Top five news stories of the week – 29 November 2024
Our pick of the top fintech news stories this week includes HSBC, Garanti BBVA, Monzo and more.
ICYMI fintech funding round-up: Habitto, Norbr, Tembo, and more
A handy round-up of the recent funding endeavours of fintech companies across the globe.
November 2024: Top five fintech M&A deals of the month
FinTech Futures takes a look back at five of the top fintech M&A deals in November.
Lightyear secures direct FCA authorisation, set to relaunch in the UK
Lightyear says it plans to roll out “a number of new products” in the UK, including ISAs.
