State of Play: in-depth analysis of the fintech landscape
Each month, Philip Benton explores a new topic and assesses the “state of play”, providing an in-depth analysis and understanding of the fintech and paytech markets landscape.
Philip Benton is a Principal Fintech Analyst at Omdia and writes analysis on the issues driving technological change in financial services. Prior to Omdia, he led consumer trends research in retail and payments at strategic market research firm Euromonitor.
In this column, he discusses the technological implications and consumer expectations of the latest fintech and paytech trends.
You can find more of Philip’s views on fintech via LinkedIn or follow him on X @bentonfintech.
State of play: cloud in financial services
It’s easy to forget that until recently, cloud was seen as the most transformational technology in FS.
State of play: Money20/20 Europe 2024
Money20/20 Europe was a glimpse into the progress that the fintech industry continues to make.
State of play: the future of credit
Alternative data sources will be key to ensuring the future of credit is affordable, inclusive, and accessible.
State of play: core banking
Investment in core banking technology will continue to be the utmost priority for the industry.
State of play: banking
Banks are facing a myriad of challenges, from transformative technological shifts to increasing competition.
State of play: payments
Today, consumers have more options than ever to make payments. So which method will ultimately win?
State of play: GenAI in financial services
Generative AI is currently in the ‘experimental phase’ in the financial services industry.
Sibos 2023: State of play – open banking and open finance
To see real progress in open finance, it requires the industry to collaborate - a key theme of this year's Sibos.
State of play: 2023 so far
What's the current state of play for the financial services sector and what can we expect for the remainder of 2023?
State of play: European fintech
The recent FinovateEurope conference featured a number of key discussions on the European financial services sector.
State of play: neobanks
Neobanks as a sector are now approaching their teenage years and quickly maturing.
State of play: BNPL
BNPL has become one of the most divisive credit products of the modern age.
State of play: fintech partnerships
Incumbents and fintechs are increasingly forging equally beneficial partnerships to lead innovation.
State of play: central bank digital currencies (CBDCs)
CBDCs must have interoperability at their core if they are to be adopted at mass scale.
State of play: Money 20/20 Europe
Fintech analyst Philip Benton recaps key themes and trends at Money 20/20 Europe.
State of play: account-to-account (A2A) payments
In-depth analysis and understanding of the market landscape by our resident fintech analyst.
State of play: digital banking platforms
Selecting the right digital banking platform is a lengthy process that requires careful consideration.
State of play: digital wallets / super apps
What does it take for a digital wallet to achieve the "super app" status?
State of play: fintech and telco
How we pay, what we pay, and who we pay is changing, and telco firms are well positioned to take advantage.
What the FinTech? | S.5 Episode 11 | Banking Tech Awards 25th anniversary special with Monument
In this podcast episode, we chat with Sudip Dasgupta, CTO at Monument Bank and Banking Tech Awards judge.
Azqore selects Volante Technologies’ PaaS tech for SEPA instant payments
Azqore previously selected Volante to accelerate its ISO 20022 adoption programme in 2022.
UAE’s Mashreq Bank appoints Tushar Vikram as new India head
Vikram previously served as Citibank India’s head of commercial banking for over nine years.
Bain Capital reportedly closing in on deal to acquire Envestnet
The potential deal could be announced as early as this week, according to a report by Reuters.
TymeBank promotes former Retail Capital chief Karl Westvig to CEO
Westvig first joined TymeBank in 2023 through its acquisition of Retail Capital.
First Federal Bank of Kansas selects Jack Henry for core processing solution
FFBKC aims to leverage Jack Henry’s tech to extend its services to SMBs.
Islamic finance start-up Ethos taps Thought Machine for core banking tech
The start-up will leverage the partnership to launch deposit accounts and home purchase plan mortgage services.
NatWest enables bank-verified digital identities for Nordic structured finance business in partnership with OneID
NatWest will apply OneID’s bank-verified digital identity solution to its structured finance business in the Nordics.
Visa and Mastercard to extend inter-regional interchange fee caps in the EEA until 2029
The payments giants originally agreed to the caps to settle an EU antitrust investigation in 2019.
Banque de France partners HKMA to explore interoperability between wholesale CBDC infrastructures
The exploratory study will focus on “real-time cross-border and cross-currency payments”.