Klarna to become Walmart’s exclusive BNPL provider through OnePay partnership
Swedish buy now, pay later (BNPL) giant Klarna has secured an exclusive deal to provide instalment loans for purchases made at US retail giant Walmart.

Klarna instalment loan services will be available via the OnePay app
Klarna, through a partnership with OnePay – a consumer fintech launched in 2021 and backed by Walmart and Ribbit Capital – says Walmart customers will “have the ability to use OnePay instalment loans powered by Klarna on walmart.com and in Walmart stores this year”.
OnePay, formerly known as One, is embedded within Walmart’s in-store and online systems, offering banking, credit, and payment solutions.
With the new Klarna partnership, Walmart shoppers in the US will be able to choose flexible repayment plans between three and 36 months, with loan management available via the OnePay app.
The deal is expected to make Klarna Walmart’s sole BNPL provider by the end of 2025, resulting in US-based rival Affirm, which recently secured a $4 billion capital partnership with Sixth Street, losing Walmart as a major BNPL client after first partnering with the company back in 2019.
This latest agreement comes just days after Klarna filed a Form F-1 registration with the Securities and Exchange Commission (SEC) in preparation for its hotly anticipated US IPO, with plans to list on the New York Stock Exchange.