FinTech Futures Jobs: How to earn more money in fintech this year
No matter what part of fintech you work in, there are several strategic moves you can make to help boost your income in 2025.
Upskilling
Demands in fintech are constantly changing, but what’s consistently required is expertise in trending areas such as blockchain, cryptocurrency, AI, and regulatory technology.
When it comes to emerging areas, look to decentralised finance (DeFi), embedded finance, GenAI, and open banking, as there’s an opportunity to position yourself as an early specialist here.
And with regulations and laws constantly changing, compliance is more important than ever.
Organisations are prepared to pay top dollar for professionals who are knowledgeable in all of these fields.
Five UK jobs to explore:
- Product Implementation Manager, ClearCourse, London
- Finance Manager, TRACE, London
- Cryptography Analyst, Barclays Bank PLC, Knutsford
- Chief Financial Officer – 12 Month FTC, StepChange Debt Charity, United Kingdom (£125,000 – £150,000)
- Senior DevOps Engineer (WebOps & Cloud Application Support), Companies House, Cardiff
Focus on certifications
While looking into upskilling, keep a close eye on certifications. Consider AWS Financial Services competency or Google Cloud’s financial services solutions, and look for certifications in risk management, compliance frameworks like SOC 2, and payment card industry standards.
Possessing a respected certification can help you command higher compensation.
Start consulting
If your employment contract allows, start a consulting practice on the side. Focus on specific niches where you have demonstrated expertise, such as regulatory compliance, digital banking transformation, or cybersecurity in financial services. By charging a healthy per-hour rate, you can boost your income quickly with very little upfront investment.
Target early-stage fintech start-ups (if your non-compete clause allows) as these can lead to advisory positions with equity compensation. If these start-ups hit the big time, you could receive substantial returns –– a longer game perhaps, but not to be overlooked.
Prep for your performance review
Whenever your review is due this year, be sure to be well-prepped in advance to negotiate your salary. Start by understanding your market value.
Look at the FinTech Futures Job Board to see what similar roles are offering in compensation, and cross check this with sites like Glassdoor, Levels.fyi and Payscale.
And if there’s a colleague (or colleagues) you feel comfortable asking, enquire about compensation within the organisation itself.
Though the gender pay gap has been gradually closing over the past ten years in the UK, it still exists. Among full-time workers, as of April 2024, it was standing at 7%, down from 7.5% in 2023.
Additionally, consider the ethnicity wage gap. According to analysis from the Annual Population Survey, from 2012 to 2022, UK-born White employees earned more on average than most ethnic minority employees. Since 2012, Black, African, Caribbean, or Black British workers have consistently received lower median gross hourly wages (£13.53) than White workers (£14.35).
Be informed and have the latest stats to hand.
Look at remote roles
When it comes to specific niches where there is a skills shortage, many organisations are willing to hire talent regardless of location. This is particularly advantageous if you’re based in a lower-cost area where you can still earn top-market rates.
Find a new job
Unfortunately, sometimes the most effective way to see a hefty pay increase is to start somewhere new, and this is no secret.
According to the latest available data from the UK government, those who change jobs but remain in the same occupation see much higher earnings growth than those who don’t.
If you’re ready to start looking for your next professional opportunity, the FinTech Futures Job Board is the perfect place to start.
Ready to find your next challenge? Check out the FinTech Futures Job Board now