The What the FinTech? podcast | Season five’s jailed buzzwords
Listeners of our flagship podcast What the FinTech? will be familiar with our game, “Fintech Jail”, where guests can either submit an industry buzzword to be locked away and banished from the sector, or release a previously incarcerated word.
Below is a list of all of the fintech buzzwords cast into our financial Folsom in season five of the show, as well as those set free by the benevolence of our guests.
For a list of season four’s jailed terms, click here.
Click here to listen to all episodes of the What the Fintech? podcast.
Episode 1: The growth of fintech in Africa
Guest: Hangwi Muambadzi, Principal and Head of Africa at CommerzVentures
Buzzword: Funding freeze
Verdict: JAILED
Episode 2: Tokenisation and blockchain interoperability
Guest: Jack Pouderoyen, Innovation Manager at Swift
Buzzword: RWA (Real World Assets)
Verdict: JAILED
Episode 3: Quantum computing in financial services
Guest: Dr Philip Intallura, Head of Quantum Technologies at HSBC
Buzzword: Quantum supremacy
Verdict: JAILED
Episode 4: The future of digital identity
Guest: Pinar Alpay, Chief Product and Marketing Officer at Signicat
Buzzword: Disruption
Verdict: JAILED
Buzzword: Machine learning
Verdict: RELEASED
Episode 5: Blockchain, CBDCs and programmable payments
Guest: Gilbert Verdian, CEO of Quant
Buzzword: Stablecoin
Verdict: JAIL TERM EXTENDED
Episode 6: How Santander created Gravity – its in-house core banking platform
Guest: Dirk Marzluf, Chief Operating and Technology Officer at Banco Santander
Buzzword: Cloud
Verdict: JAILED
Episode 7: Digital banking trends in the US
Guest: Sonali Divilek, Head of Digital at Chase
Buzzword: Omnichannel
Verdict: RELEASED
Episode 8: The evolution of the UK’s crypto landscape
Guest: Bivu Das, UK Managing Director at Kraken
Buzzword: CBDC
Verdict: JAILED
Episode 9: Fintech innovation and collaboration
Guest: Andy Lowe, EMEA Head of Business Development for Technology at Bank of America
Buzzword: Metaverse
Verdict: JAILED
Episode 10: Generative AI and cloud core modernisation
Guest: Zac Maufe, Head of Regulated Industries at Google Cloud
Buzzword: Cloud
Verdict: RELEASED
Episode 11: Banking Tech Awards 25th anniversary special with Monument
Guest: Sudip Dasgupta, Chief Technology Officer at Monument
Buzzword: Multi-tenanted
Verdict: RELEASED
Buzzword: Microservices
Verdict: RELEASED
Episode 12: The emerging technologies driving innovation in payments
Guest: George Maddaloni, CTO of Operations at Mastercard
Buzzword: Collaboration
Verdict: RELEASED
Episode 13: Fintech start-ups and navigating the road to sustainable growth
Guest: Sam Edge, Head of Industries and Emerging Technologies, Start-ups and VC at Amazon Web Services (AWS)
Buzzword: AWS of fintech
Verdict: JAILED
Episode 14: Investment trends and the future of UK fintech
Guest: Janine Hirt, CEO of Innovate Finance
Buzzword: Ecosystem
Verdict: RELEASED
Buzzword: Digital identity
Verdict: RELEASED
Buzzword: Co-opetition
Verdict: JAILED
Episode 15: FedNow one year on – the growth of RTP in the US
Guest: Anu Somani, Head of Global Payables and Embedded Payments at US Bank
Buzzword: Comprehensive transformation
Verdict: JAILED
Episode 16: The future of Web3 technology in financial services
Guest: Rita Martins, author and financial services executive
Buzzword: Tokenisation
Verdict: JAILED
Episode 17: The growth of BNPL and the future of credit reporting
Guest: Liz Pagel, SVP and Consumer Lending Business Leader at TransUnion
Buzzword: BNPL
Verdict: RELEASED
Episode 18: Tech innovation in business banking with Allica Bank
Guest: Ravneet Shah, Chief Technology Officer at Allica Bank
Buzzword: Agile
Verdict: JAILED
Episode 19: Driving growth and customer satisfaction in digital banking
Guest: Clare Gambardella, Chief Customer Officer at Zopa Bank
Buzzword: Customer-centricity
Verdict: JAILED
Episode 20: The future of fraud prevention – live at Money20/20 USA
Guests: Ricardo Amper, founder and CEO of Incode Technologies
Buzzword: N/A
Verdict: N/A
Episode 21: Taking open banking payments mainstream
Guest: Paul Foster, Director of Global Payment Partnerships at GoCardless
Buzzword: VRP (as an acronym)
Verdict: JAILED
Episode 22: Green finance and how fintech can help tackle climate change
Guest: George Sandilands, VP of Carbon Accounting at Sage
Buzzword: ESG
Verdict: RELEASED
Buzzword: Green bonds
Verdict: JAILED
Episode 23: Simplifying core banking modernisation with SaaScada
Guest: Nelson Wootton, CEO and co-founder of SaaScada
Buzzword: AI
Verdict: JAILED
Episode 24: 2024 in review and predictions for 2025
Guests: Dave Wallace and Dharmesh Mistry, hosts of the Dave and Dharm Demystify Podcast
Buzzword: Quantum entanglement
Verdict: JAILED
Buzzword: Wealth management
Verdict: RELEASED
Buzzword: Digital transformation
Verdict: RELEASED