FinTech Futures Jobs: How to get paid more at work in 2025
If you’ve designated 2025 to be the year you boost your earnings, then you’re in the right place.
The good news is that unlike traditional banking with its set pay scales, fintech companies often offer more skills and performance-driven remuneration packages, so in many cases, you can shortcut a path to higher earnings.
It’s a positive time in the industry too. According to Dealroom’s UK Q3 Innovation Update, the fintech industry raised a significant $1 billion more than any other sector ($3.3 billion) in the last quarter, maintaining its ranking as the top sector for 2024.
Here are five steps to a better-paid 2025.
Optimise your skills
Fintech professionals who continuously update their technical skillsets, particularly in areas like artificial intelligence (AI), blockchain, cybersecurity, and data analytics, are well-positioned for salary increments.
Machine learning engineers and AI specialists in particular can command salaries well above traditional software engineering roles. Those who can bridge complex technological capabilities, such as AI, with financial domain expertise are particularly valuable at the moment.
Five fintech jobs hiring right now:
- Senior C++ Software Engineer, Miller Maxwell, London (£115,000)
- Azure DevOps Engineer, Noir Consulting, London (£80,000 – £110,000)
- Full-Stack QA Engineer, Chip, Remote within the UK (£61,000 – £70,000)
- DevOps Engineer, Barclays Bank PLC, Knutsford
- AI Engineer, Intelligents, Amsterdam/Remote
Get accredited
Be strategic about where you upskill, as having a targeted certification can really enhance your market value. Think of specialised credentials like certificates in blockchain, advanced cybersecurity, and fintech-specific innovation programmes.
Some of these are surprisingly not too expensive – and many run deals on days like on Black Friday – but before you spend your own money, check if the organisation you work for has an education stipend.
If you gain an approved accreditation, it also sends a strong signal that you are committed to upskilling in a way that supports the company’s mission.
Think beyond salary
Depending on what stage the company is at, your remuneration options can vary widely.
Look at the bigger picture beyond salary, and in your next performance review, make sure you ask about benefits, equity options, cryptocurrency compensation, profit-sharing models tied to platform growth, and performance bonuses.
When it comes to the latter, look at the broader company’s KPIs, and align your value proposition around these.
Whether you’ve a proven track record in improved customer acquisition rates, scaled a platform, or reduced risk with a specific project, if you create a compelling case that is unique to the business needs, this increases the likelihood of a change in compensation.
Create a new income stream
If you have the bandwidth, consider income streams outside your nine to five. With the pace of fintech and change being so rapid, there are opportunities in consulting, advisory roles, and start-up mentorship that can supplement your base salary.
If you’re particularly outgoing, you can also look at creating a personal brand around fintech, using platforms like Bluesky, TikTok, YouTube, and Instagram.
Look elsewhere
Everyone knows the highest salary gains are usually made by moving to a new organisation entirely. As fintech companies are some of the more progressive when it comes to remote working, there’s plenty of scope here.
Many companies now offer competitive global compensation packages that don’t come with geographical limitations. So if you’re living in the UK, you can actually get an American salary, or you could even work for a UK fintech, but not have to be based in London.
Look out for terms like ‘location-independent’, ‘remote within the UK’, and ‘no geographical limitations’ in job specs to determine what organisations are offering.
But do check the fine print if you’re offered a US role, and negotiate UK holidays if you can. Ideally, you’ll nab an American salary with UK public holidays and annual leave!